superannuation and 4% rule

Dividends Only vs the 4% Rule: What Works for Aussies Aiming for FIRE?

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Watercolour illustration of an Australian couple celebrating financial independence at sunset with the national flag, cash-filled treasure chest, and FIRE lifestyle them

Should Aussies chasing FIRE rely on dividends alone or follow the 4% rule? I explore both strategies, their pros and pitfalls, and why a hybrid approach may be the smartest path to financial independence.