Dividend Reinvestment Plans: DRP or Cash for Income?
Reinvesting dividends can build future income, but it changes spendable cash, concentration and tax records. Check these six things before choosing DRP or cash.
Income Fund Fees: The $100,000 Test Before You Trust a Yield
A fund’s headline yield tells only part of the story. This practical $100,000 example shows how costs affect income, why you should not deduct fees twice, and what to check in an ETF, LIC or private-credit fund.
AFIC Goes Quarterly: Why the 37c Headline Needs a Second Look
AFIC is moving to quarterly dividends and guiding to 37c fully franked for FY27. But 10c is special. Here’s how to read the cash flow, yield and risks.
Three Funds, Same Shares: Is Your Dividend Income Really Diversified?
Several funds can own the same shares. See how VHY, AFIC and BKI overlap, why it matters for dividend resilience, and how to check your income portfolio in 30 minutes.
Your ETF Distribution Is Not the Whole Tax Story: 5 AMMA Checks Before You File
An ETF distribution can affect cash received, taxable income and the cost base of your units. These five AMMA checks help avoid future CGT surprises.
Monthly Income Is Not Easy Access: 7 Private Credit Checks Before You Invest
Private-credit funds can pay regular income while holding loans that are hard to sell. Here are seven checks for distribution coverage, defaults, valuations, liquidity, concentration and fees.
Soul Patts FY26: The Good, the Bad and the Ugly for Income Investors
Soul Patts has delivered its 28th consecutive year of dividend growth, but the headline 502% profit surge tells only part of the story.
High-Yield ETFs: 7 Checks Before You Trust the Distribution
High-yield ETFs can make income investing simpler, but the headline yield can hide variable distributions, concentration, fees and tax complexity. Here are seven checks I would make before trusting the number.
Your Portfolio Yield Is Not Your Retirement Paycheque: Build an Income Floor Before You Retire
Portfolio yield is useful, but it is not the same as a dependable retirement paycheque. Here is a simple way to build an income floor, map cash flow and stress-test an Australian income portfolio before retirement.
LIC Discounts: Bargain or Warning Sign? A 6-Point Check Before Buying Below NTA
A discount to NTA can look like free value, but it may also be a warning. Here are six checks I would make before adding a discounted LIC to an income portfolio.