The 2026 federal budget could quietly reshape how Australians build wealth. With proposed changes to negative gearing, capital gains tax and trusts, income-producing assets like dividend shares, ETFs and private credit funds may become more attractive than ever for long-term investors.
After a shaky start to the year, my portfolio has started to recover — but the real story is the income. In this Jan-Apr 2026 update, I break down how much my Income Factory portfolio generated in dividends and income, what worked, what lagged, and why cash flow still matters most.
A 33% dividend boost sounds compelling—but what are DUI shareholders really giving up? This deep dive unpacks the income upside, hidden risks, and what the merger truly means for your Income Factory strategy.
The first months of 2026 have been volatile for markets, but my income portfolio has continued to do what it was designed to do — generate cash flow. In this update, I break down how much income the portfolio produced so far this year and what the results mean for the Income Factory strategy.
BKI has lifted its dividend again, kept costs ultra-low, and continues to trade at a discount to NTA. Here’s what the HY26 result means for income investors focused on reliable, fully franked income.
Australian bank dividends have long been treated as untouchable — the cornerstone of income portfolios built on franking credits and familiarity. But as we head into 2026, the landscape has quietly shifted. Slower credit growth, tighter capital rules, and changing economic conditions mean investors can no longer assume yesterday’s payouts will automatically repeat tomorrow. In this article, I take a clear-eyed look at whether Aussie banks can really keep paying what income investors expect — and how to position a portfolio for reliable income through the next cycle.
Dividends and credit funds both promise income—but they behave very differently when markets turn. This article breaks down the real risks, tax outcomes, and income trade-offs Australian investors need to understand before choosing between them—or blending both into a resilient income portfolio.
A 6-month performance wrap on my income portfolio — ~AU$27.5k earned, measured trends vs last financial year, strategic buys in ETFs and private credit, and forward-looking plans.
A new high-yield ETF has landed on the ASX — but does it actually improve income investing, or just reshuffle the same old dividend payers? In this review, I break down HYLD through an Income Factory lens and show where it fits alongside banks, LICs, and private credit.
A deep-dive into how Australians can diversify income beyond the ASX using global dividend ETFs, multi‑asset income funds, and private‑credit vehicles for stable income in 2026.