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LICs

Three Funds, Same Shares: Is Your Dividend Income Really Diversified?

15/10/2026 by Jay
Watercolour illustration of three Australian income funds feeding overlapping bank and mining company streams into one dividend reservoir.

Several funds can own the same shares. See how VHY, AFIC and BKI overlap, why it matters for dividend resilience, and how to check your income portfolio in 30 minutes.

Categories Dividend ETFs & LICs, Dividend Investing Tags AFIC, BKI, Diversification, ETF Overlap, LICs, VHY Leave a comment

Your Portfolio Yield Is Not Your Retirement Paycheque: Build an Income Floor Before You Retire

16/09/2026 by Jay
Watercolour illustration showing Australian investment income streams flowing through a cash buffer to provide steady household retirement income.

Portfolio yield is useful, but it is not the same as a dependable retirement paycheque. Here is a simple way to build an income floor, map cash flow and stress-test an Australian income portfolio before retirement.

Categories Dividend Investing, Financial Education Tags account-based pension, cash flow, dividends, ETFs, LICs, portfolio yield, private credit, retirement income

BKI FY26 Result: Fully Franked Income, Now Quarterly

31/07/202631/07/2026 by Jay
BKI FY26 Result feature image showing fully franked income and quarterly dividend dashboard

BKI’s FY26 result was not spectacular, but it was useful for income investors: fully franked dividends, a 4%+ cash yield, low costs, no debt and quarterly payments from FY27.

Categories BKI Investment Company (BKI.ASX), Dividend ETFs & LICs, Dividend Investing Tags ASX dividends, BKI, BKI Investment Company, fully franked dividends, Income Investing, LICs, quarterly dividends 1 Comment

WHI’s June Quarter: High Franked Income, But Mind The Premium

17/07/202616/07/2026 by Jay
Australian income-investing desk image for WHI June quarter article with dividend calendar and franking-credit theme.

WHI’s June quarter shows attractive fully franked monthly income, but the premium to NTA means valuation discipline still matters.

Categories Dividend ETFs & LICs, Dividend Investing Tags ASX dividends, franked income, LICs, monthly dividends, WHI, Whitefield Income 2 Comments
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