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ETFs

High-Yield ETFs: 7 Checks Before You Trust the Distribution

24/09/2026 by Jay
Watercolour illustration of an Australian income investor using a magnifying glass to inspect the holdings behind an ETF income gauge, with diversified investment assets feeding an income factory.

High-yield ETFs can make income investing simpler, but the headline yield can hide variable distributions, concentration, fees and tax complexity. Here are seven checks I would make before trusting the number.

Categories Dividend ETFs & LICs, Dividend Investing Tags Australian shares, Diversification, dividends, ETFs, Income Investing, portfolio income Leave a comment

Your Portfolio Yield Is Not Your Retirement Paycheque: Build an Income Floor Before You Retire

16/09/2026 by Jay
Watercolour illustration showing Australian investment income streams flowing through a cash buffer to provide steady household retirement income.

Portfolio yield is useful, but it is not the same as a dependable retirement paycheque. Here is a simple way to build an income floor, map cash flow and stress-test an Australian income portfolio before retirement.

Categories Dividend Investing, Financial Education Tags account-based pension, cash flow, dividends, ETFs, LICs, portfolio yield, private credit, retirement income Leave a comment

Is Your Investment Income Really Growing? The Simple Inflation Test I Use for an Income Portfolio

20/08/2026 by Jay
Watercolour illustration of several Australian investment income sources feeding a growing cash-flow stream while household costs rise in the background.

A bigger dividend cheque does not always mean your income is really growing. Here is a simple way to test whether your portfolio’s cash flow is keeping pace with inflation, and which income sources can help over the long run.

Categories Dividend Investing, Financial Education Tags dividends, ETFs, inflation, LICs and LITs, portfolio income, private credit, retirement income
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