inflation – Income Factory

Is Your Investment Income Really Growing? The Simple Inflation Test I Use for an Income Portfolio

20/08/2026 by Jay

Watercolour illustration of several Australian investment income sources feeding a growing cash-flow stream while household costs rise in the background.

A bigger dividend cheque does not always mean your income is really growing. Here is a simple way to test whether your portfolio’s cash flow is keeping pace with inflation, and which income sources can help over the long run.