AUB vs Steadfast: Are ASX Insurance Brokers Good Dividend Stocks?
A practical income-investor comparison of AUB Group and Steadfast Group, with a focus on sustainable yield, fully franked dividends, growth and key risks.
Dividend Stocks
The Federal Budget May Accidentally Create More Income Investors
The 2026 federal budget could quietly reshape how Australians build wealth. With proposed changes to negative gearing, capital gains tax and trusts, income-producing assets like dividend shares, ETFs and private credit funds may become more attractive than ever for long-term investors.
My Portfolio Income in 2026 So Far: The Market Fell, But the Income Machine Kept Working
The first months of 2026 have been volatile for markets, but my income portfolio has continued to do what it was designed to do — generate cash flow. In this update, I break down how much income the portfolio produced so far this year and what the results mean for the Income Factory strategy.
The Bridgewater Warning: What “Market Tension” Means for My Income Factory
Bridgewater Associates — the world’s largest hedge fund — says today’s market calm hides powerful undercurrents. Inflation, fiscal expansion, and AI-driven capital cycles are pulling global markets in opposite directions. In “The Bridgewater Warning: Market Tension and the Income Factory,” I unpack what this means for dividend and credit investors — and how to keep your portfolio balanced, cash-flowing, and resilient when equilibrium breaks.
Credit Corp 2025 AGM: Productivity, Profits, and a 6% Franked Dividend Yield
Credit Corp Group’s 2025 AGM delivered a clear message to dividend investors — operational excellence is driving both growth and income. With record U.S. productivity, resilient lending in Australia, and a fully franked yield above 6%, the company remains a standout in the ASX income landscape. This report dives into how Credit Corp continues to balance disciplined capital allocation with rising shareholder returns, positioning itself as a cornerstone holding for any income-focused portfolio.
Hybrid Income Investing in Australia (2025–2030): How to Build a Balanced Dividend & Credit Portfolio
With dividend yields compressing, Australian investors are blending dividend stocks, ETFs, LICs, and credit funds to build hybrid income portfolios that deliver stable, diversified cash flow.
Dividend ETFs vs LICs vs Direct Stocks in Australia (2025): Which Pays Better Income?
With yields tightening across the ASX, this deep-dive compares dividend ETFs, LICs, and direct stocks to see which pays better income and franking credits for Australian investors.
Dividend Growth: The Key Metric for Income Investors in a Low-Yield Australia
With dividend yields falling across the ASX, income investors are rethinking their strategy. Here’s why dividend growth — not yield — is becoming the metric that matters most for long-term success
How to Assess Dividend Safety in 2025: A Framework for Australian Income Investors
Dividends may look tempting in 2025, but not all payouts are built to last. With banks running at peak payout ratios and miners trimming distributions, the real challenge for investors is spotting which dividends are truly safe. In this article, I share a simple framework every Australian income investor can use to assess dividend safety — so you can protect your cash flow, avoid nasty surprises, and build a portfolio that keeps paying you through the cycle.
August 2025 Portfolio Update: Income Resilience and Growth in Focus
August delivered a big step up for the Income Factory portfolio, with returns driven by standout gains in retail and automotive stocks alongside steady paycheques from credit funds and ETFs. Income jumped from $13.7k in July to $24.1k in August, underscoring the power of diversification in creating reliable monthly cash flow. Here’s what worked, where the risks lie, and what investors should be watching next.