My Portfolio Income in 2026 So Far: The Market Fell, But the Income Machine Kept Working

Watercolour illustration of an income investing portfolio generating dividends and cash flow in 2026 with coins and financial chart

The first months of 2026 have been volatile for markets, but my income portfolio has continued to do what it was designed to do — generate cash flow. In this update, I break down how much income the portfolio produced so far this year and what the results mean for the Income Factory strategy.

From Steady Drips to a Flowing Stream: My Income Portfolio’s Journey Since 2012

Performance chart of MyIncomeFactory.com portfolio vs Vanguard Diversified High Growth Index ETF from 2012 to Aug 2025, showing 12.18% annual total return and 6.43% income per year.

As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.