Labor’s CGT Changes Through an Income Factory Lens: Why Dividend Investors Should Pay Attention

Feature image showing a dividend income factory concept with coins, a factory, investment checklist, and “dividend income investor” text, representing tax-aware income investing.

Capital gains tax might sound like a problem for property investors and start-up founders, but dividend income investors should pay attention too. Through a My Income Factory lens, Labor’s proposed CGT changes reinforce the value of recurring cash flow — while also highlighting the importance of tax-aware portfolio planning.

From Wobble to Recovery: My Income Portfolio’s 2026 Update

Watercolour pastel feature image titled “My Portfolio Income in 2026 (Jan-Apr)” showing an income chart, coins, cash, and a factory symbolising portfolio cash flow

After a shaky start to the year, my portfolio has started to recover — but the real story is the income. In this Jan-Apr 2026 update, I break down how much my Income Factory portfolio generated in dividends and income, what worked, what lagged, and why cash flow still matters most.

6-Month Income Portfolio Review (1 Jul 2025 to 3 Jan 2026): Dividends Up, Private Credit Steady & Strategic Moves

Watercolour style banner with soft blues, greens and golds showing a rising line chart and stacks of gold coins, overlaid with the text ‘6-Month Income Portfolio Review’, illustrating steady dividend and private credit income growth

A 6-month performance wrap on my income portfolio — ~AU$27.5k earned, measured trends vs last financial year, strategic buys in ETFs and private credit, and forward-looking plans.

October 2025 Dividend & Private Credit Update: AU$5.1k Income and AU$21k Deployed

Watercolour banner showing a rising bar chart, gold coin stacks and a soft city skyline in blues and greens, with the text ‘October 2025 Dividend & Private Credit Update: AU$5.1k Income and AU$21k Deployed’, symbolising growing dividend and private credit income

October 2025 income review: AU$5.1k in dividends and interest, fresh capital into SOL, VAS, VHY and private credit, plus a full portfolio snapshot vs August.