6-Month Income Portfolio Review (1 Jul 2025 to 3 Jan 2026): Dividends Up, Private Credit Steady & Strategic Moves

Watercolour style banner with soft blues, greens and golds showing a rising line chart and stacks of gold coins, overlaid with the text ‘6-Month Income Portfolio Review’, illustrating steady dividend and private credit income growth

A 6-month performance wrap on my income portfolio — ~AU$27.5k earned, measured trends vs last financial year, strategic buys in ETFs and private credit, and forward-looking plans.