Dividend ETFs vs LICs vs Direct Stocks in Australia (2025): Which Pays Better Income?

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With yields tightening across the ASX, this deep-dive compares dividend ETFs, LICs, and direct stocks to see which pays better income and franking credits for Australian investors.

Dividend Growth: The Key Metric for Income Investors in a Low-Yield Australia

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With dividend yields falling across the ASX, income investors are rethinking their strategy. Here’s why dividend growth — not yield — is becoming the metric that matters most for long-term success

August 2025 Portfolio Update: Income Resilience and Growth in Focus

Illustrated blog banner for August 2025 Portfolio Update showing a money tree with coins, financial charts, and growth icons, highlighting income resilience and growth.

August delivered a big step up for the Income Factory portfolio, with returns driven by standout gains in retail and automotive stocks alongside steady paycheques from credit funds and ETFs. Income jumped from $13.7k in July to $24.1k in August, underscoring the power of diversification in creating reliable monthly cash flow. Here’s what worked, where the risks lie, and what investors should be watching next.

MOT vs MRE: Which Private Credit Fund Is Delivering More Reliable Income?

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Private credit is booming in Australia, but which ASX-listed fund delivers steadier income? We compare MOT vs MRE—yields, risks, and reliability—so income investors can decide which fund deserves a place in their portfolio.

Alternatives and Liquidity – A Dividend Investor’s Take

A conceptual illustration showing the contrast between liquidity and illiquidity. On the left, bright golden coins and banknotes cascade down like a stream, while on the right a dark metal safe door is wrapped in chains and secured with a large padlock. The warm glow of the coins contrasts sharply with the cool, shadowy tones of the locked safe.

As an Australian dividend investor, I’ve always built my portfolio around one simple principle: cash flow is king. Dividends are predictable, liquid, and (thanks to franking credits) tax-efficient. But in recent years, I’ve noticed more investors being lured toward the shiny promise of “alternatives” — private equity, hedge funds, infrastructure partnerships, even agriculture and timber. …

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From Steady Drips to a Flowing Stream: My Income Portfolio’s Journey Since 2012

Performance chart of MyIncomeFactory.com portfolio vs Vanguard Diversified High Growth Index ETF from 2012 to Aug 2025, showing 12.18% annual total return and 6.43% income per year.

As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.

MRE.AX Fund Update – June/July 2025: 158 Loans, 2 Trusts & A 0.87 ¢ Dividend

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Nine months in and MRE is already hiking its monthly cash, boasting 11.9 % NAV growth and a hefty 144-loan real-estate book. Here’s my verdict

📈 Soul Patts and Brickworks Are Merging — Here’s What It Means for Dividend Investors

Watercolour illustration of a classic sandstone building symbolising the union of SOL and BKW, against a soft orange and purple dawn sky — representing change and opportunity in long-term investing.

As a shareholder in both Soul Patts and Brickworks, I break down what the 2025 merger means for dividend-focused investors like us — and why I’m voting in favour.

MOT.ASX: My July 2025 Check‑In

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MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.

July 2025 Dividend Income – My AU$4.6k Mid‑Month Windfall

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July 2025 dividend update: AU$4.6k income, new DDR buy, portfolio tops AU$617k. Breakdown, lessons & next moves inside