August delivered a big step up for the Income Factory portfolio, with returns driven by standout gains in retail and automotive stocks alongside steady paycheques from credit funds and ETFs. Income jumped from $13.7k in July to $24.1k in August, underscoring the power of diversification in creating reliable monthly cash flow. Here’s what worked, where the risks lie, and what investors should be watching next.
Private credit is booming in Australia, but which ASX-listed fund delivers steadier income? We compare MOT vs MRE—yields, risks, and reliability—so income investors can decide which fund deserves a place in their portfolio.
As an Australian dividend investor, I’ve always built my portfolio around one simple principle: cash flow is king. Dividends are predictable, liquid, and (thanks to franking credits) tax-efficient. But in recent years, I’ve noticed more investors being lured toward the shiny promise of “alternatives” — private equity, hedge funds, infrastructure partnerships, even agriculture and timber. …
As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.
Nine months in and MRE is already hiking its monthly cash, boasting 11.9 % NAV growth and a hefty 144-loan real-estate book. Here’s my verdict
As a shareholder in both Soul Patts and Brickworks, I break down what the 2025 merger means for dividend-focused investors like us — and why I’m voting in favour.
MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.
July 2025 dividend update: AU$4.6k income, new DDR buy, portfolio tops AU$617k. Breakdown, lessons & next moves inside
A comparison post that breaks down top-performing Australian private credit funds offering monthly distributions in 2025
Tired of market swings and underwhelming term deposits? Discover how Australian private credit funds are delivering steady, monthly income—with less volatility—for income-focused investors over 40.