With yields tightening across the ASX, this deep-dive compares dividend ETFs, LICs, and direct stocks to see which pays better income and franking credits for Australian investors.
With dividend yields falling across the ASX, income investors are rethinking their strategy. Here’s why dividend growth — not yield — is becoming the metric that matters most for long-term success
Dividends may look tempting in 2025, but not all payouts are built to last. With banks running at peak payout ratios and miners trimming distributions, the real challenge for investors is spotting which dividends are truly safe. In this article, I share a simple framework every Australian income investor can use to assess dividend safety — so you can protect your cash flow, avoid nasty surprises, and build a portfolio that keeps paying you through the cycle.
As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.