Should Aussies chasing FIRE rely on dividends alone or follow the 4% rule? I explore both strategies, their pros and pitfalls, and why a hybrid approach may be the smartest path to financial independence.
As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.
Nine months in and MRE is already hiking its monthly cash, boasting 11.9 % NAV growth and a hefty 144-loan real-estate book. Here’s my verdict
As a shareholder in both Soul Patts and Brickworks, I break down what the 2025 merger means for dividend-focused investors like us — and why I’m voting in favour.
MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.
July 2025 dividend update: AU$4.6k income, new DDR buy, portfolio tops AU$617k. Breakdown, lessons & next moves inside
A comparison post that breaks down top-performing Australian private credit funds offering monthly distributions in 2025
Tired of market swings and underwhelming term deposits? Discover how Australian private credit funds are delivering steady, monthly income—with less volatility—for income-focused investors over 40.
Harvest ~8 % monthly cash yield with Gryphon Capital Income Trust (GCI.ASX)—AAA mortgage-backed portfolio, low fees, built for reliable passive income.
Discover how the KKR Credit Income Fund (KKC.ax) delivers reliable monthly income through global credit strategies—ideal for income-focused Australian investors.