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Alternatives and Liquidity – A Dividend Investor’s Take

A conceptual illustration showing the contrast between liquidity and illiquidity. On the left, bright golden coins and banknotes cascade down like a stream, while on the right a dark metal safe door is wrapped in chains and secured with a large padlock. The warm glow of the coins contrasts sharply with the cool, shadowy tones of the locked safe.

As an Australian dividend investor, I’ve always built my portfolio around one simple principle: cash flow is king. Dividends are predictable, liquid, and (thanks to franking credits) tax-efficient. But in recent years, I’ve noticed more investors being lured toward the shiny promise of “alternatives” — private equity, hedge funds, infrastructure partnerships, even agriculture and timber. …

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Harvey Norman Dividend Analysis FY25: Yield, Payouts & Paycheck Potential

Harvey Norman FY25 results graphic showing a bold company logo at the top, the text ‘Latest Company FY25 Results’ in large white letters, and a green bar chart with an upward red arrow symbolizing financial growth, all set on a blue background.

Harvey Norman (ASX: HVN) delivered a strong rebound in FY25, with profit up 47% year-on-year, dividends lifted 20%, and cash flows remaining robust. Backed by its franchise model and $3.8bn property portfolio, HVN continues to prove itself as a reliable income stock for dividend investors. At a 3.9% fully-franked yield (grossed-up ~5.5%), Harvey Norman stands out as a solid paycheck replacement candidate in today’s market.

Dividends Only vs the 4% Rule: What Works for Aussies Aiming for FIRE?

Watercolour illustration of an Australian couple celebrating financial independence at sunset with the national flag, cash-filled treasure chest, and FIRE lifestyle them

Should Aussies chasing FIRE rely on dividends alone or follow the 4% rule? I explore both strategies, their pros and pitfalls, and why a hybrid approach may be the smartest path to financial independence.

From Steady Drips to a Flowing Stream: My Income Portfolio’s Journey Since 2012

Performance chart of MyIncomeFactory.com portfolio vs Vanguard Diversified High Growth Index ETF from 2012 to Aug 2025, showing 12.18% annual total return and 6.43% income per year.

As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.

MRE.AX Fund Update – June/July 2025: 158 Loans, 2 Trusts & A 0.87 ¢ Dividend

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Nine months in and MRE is already hiking its monthly cash, boasting 11.9 % NAV growth and a hefty 144-loan real-estate book. Here’s my verdict

📈 Soul Patts and Brickworks Are Merging — Here’s What It Means for Dividend Investors

Watercolour illustration of a classic sandstone building symbolising the union of SOL and BKW, against a soft orange and purple dawn sky — representing change and opportunity in long-term investing.

As a shareholder in both Soul Patts and Brickworks, I break down what the 2025 merger means for dividend-focused investors like us — and why I’m voting in favour.

MOT.ASX: My July 2025 Check‑In

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MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.

July 2025 Dividend Income – My AU$4.6k Mid‑Month Windfall

Water-colour style banner in soft blues, greens, and golds featuring the text “July 2025 Dividend Income – AU$4.6k Mid-Month Windfall,” alongside an upward-pointing bar chart, a stack of gold coins, and a faint AU$100 note—visualising rising passive income.

July 2025 dividend update: AU$4.6k income, new DDR buy, portfolio tops AU$617k. Breakdown, lessons & next moves inside

Monthly Income from Private Credit Funds: Which Aussie Options Pay the Most in 2025?

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A comparison post that breaks down top-performing Australian private credit funds offering monthly distributions in 2025

How Australian Private Credit Funds Are Changing the Game for Everyday Income Investors Over 40

Watercolor-style illustration showing an older Australian man in thoughtful reflection, with a background featuring an orange map of Australia, a rising bar graph, a dollar-marked briefcase, and bundles of cash—symbolizing the growth and income potential of private credit funds for investors over 40.

Tired of market swings and underwhelming term deposits? Discover how Australian private credit funds are delivering steady, monthly income—with less volatility—for income-focused investors over 40.