6-Month Income Portfolio Review (1 Jul 2025 to 3 Jan 2026): Dividends Up, Private Credit Steady & Strategic Moves

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A 6-month performance wrap on my income portfolio — ~AU$27.5k earned, measured trends vs last financial year, strategic buys in ETFs and private credit, and forward-looking plans.

MOT.ASX: My July 2025 Check‑In

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MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.

Using KKR Credit Income Fund (ASX:KKC) for monthly passive income

Watercolour illustration featuring financial symbols like stacked coins, a bar chart with an upward arrow, a pie chart, and an open book beneath the title 'KKR Credit Income Fund (KKC.ax) for monthly passive income' — representing global credit investing and consistent income.

Discover how the KKR Credit Income Fund (KKC.ax) delivers reliable monthly income through global credit strategies—ideal for income-focused Australian investors.