BKI has lifted its dividend again, kept costs ultra-low, and continues to trade at a discount to NTA. Here’s what the HY26 result means for income investors focused on reliable, fully franked income.
A 6-month performance wrap on my income portfolio — ~AU$27.5k earned, measured trends vs last financial year, strategic buys in ETFs and private credit, and forward-looking plans.
Bridgewater Associates — the world’s largest hedge fund — says today’s market calm hides powerful undercurrents. Inflation, fiscal expansion, and AI-driven capital cycles are pulling global markets in opposite directions. In “The Bridgewater Warning: Market Tension and the Income Factory,” I unpack what this means for dividend and credit investors — and how to keep your portfolio balanced, cash-flowing, and resilient when equilibrium breaks.
Credit Corp Group’s 2025 AGM delivered a clear message to dividend investors — operational excellence is driving both growth and income. With record U.S. productivity, resilient lending in Australia, and a fully franked yield above 6%, the company remains a standout in the ASX income landscape. This report dives into how Credit Corp continues to balance disciplined capital allocation with rising shareholder returns, positioning itself as a cornerstone holding for any income-focused portfolio.
Dividends may look tempting in 2025, but not all payouts are built to last. With banks running at peak payout ratios and miners trimming distributions, the real challenge for investors is spotting which dividends are truly safe. In this article, I share a simple framework every Australian income investor can use to assess dividend safety — so you can protect your cash flow, avoid nasty surprises, and build a portfolio that keeps paying you through the cycle.
August delivered a big step up for the Income Factory portfolio, with returns driven by standout gains in retail and automotive stocks alongside steady paycheques from credit funds and ETFs. Income jumped from $13.7k in July to $24.1k in August, underscoring the power of diversification in creating reliable monthly cash flow. Here’s what worked, where the risks lie, and what investors should be watching next.
Harvey Norman (ASX: HVN) delivered a strong rebound in FY25, with profit up 47% year-on-year, dividends lifted 20%, and cash flows remaining robust. Backed by its franchise model and $3.8bn property portfolio, HVN continues to prove itself as a reliable income stock for dividend investors. At a 3.9% fully-franked yield (grossed-up ~5.5%), Harvey Norman stands out as a solid paycheck replacement candidate in today’s market.
As of August 2025, my income-focused portfolio has grown to $627k, delivering 12.15% annualised returns — proof that a smart mix of shares, ETFs, and credit funds can pay you like a salary for life.
MOT.ASX just clocked an 8.5 % total return and a juicy 7 %+ yield, all while units still trade below NTA. Dive into July’s numbers, the new Credit Trust II kicker, and why this private-credit workhorse powers my dividend engine.
July 2025 dividend update: AU$4.6k income, new DDR buy, portfolio tops AU$617k. Breakdown, lessons & next moves inside